Budget Beacon

Personal Budgeting for iPhone

Connect to your Apple Wallet to track spending and stay within your monthly budgets. Budget Beacon automatically pulls transactions from Apple Card, Apple Cash, and Apple Savings to give you complete visibility into your finances.

Apple Card Apple Cash Apple Savings
Download on the App Store

See It in Action

Watch how Budget Beacon helps you stay on top of your spending


Download on the App Store

Core Features

Everything you need to manage your monthly budget

📊

Budget Categories

Create custom monthly spending categories with a name, icon, budget amount, and color. Edit or delete categories anytime.

  • Default categories included (Groceries, Eating Out, Transport, etc.)
  • View all transactions per category
💳

Transaction Tracking

Pulls transactions directly from Apple Wallet via FinanceKit. View your full transaction list with merchant name, amount, date, and type.

  • Search by merchant name
  • Filter by date, type, or category
🤖

Auto-Categorization

Transactions are automatically sorted into budget categories based on merchant codes. Override with custom merchant mappings anytime.

📈

Spending Overview

See how much you've spent vs. your budget in each category. Progress bars with color coding show your spending status at a glance.

  • Total remaining budget summary
  • Projected month-end spending
🏪

Merchant Analysis

View your top spending merchants for the current month with month-over-month comparisons. Automatic detection of potential subscriptions.

📲

Import & Export

Share your budget template with others via QR code. Scan a QR code to instantly import someone else's budget categories.

Your Data Stays Yours

Privacy-first design means your financial data never leaves your device

📱

On-Device Only

All data stays on your iPhone

🚫

No Account Required

Start using immediately

☁️

No Cloud Sync

Nothing uploaded to servers

🔐

Apple Wallet Auth

Secure FinanceKit access

Works With Apple Wallet

Budget Beacon connects to your Apple Wallet transactions

Requires Apple Wallet authorization to access transaction data. Works exclusively with Apple Card, Apple Cash, and Apple Savings accounts.

💳
Apple Card
💵
Apple Cash
🏦
Apple Savings